Website Privacy Policy and Term of Use

Updated: May 1, 2023

I.            INTRODUCTION:

The policies below describe Insight Catastrophe Managers LLC (“ICM”, “us”, “our”, or “we”) agreement with you (“you”) when you visit our public-facing website hosted under the domain ica360.com (the “Websites”), except as noted below. By using the Websites, you signify your agreement to these policies. If you do not agree to these policies, you may not use the Websites.

Please note that this Website Privacy Policy and Terms of Use does not apply to your use of the Insight Analytics Cloud platform, which requires a Master Service Agreement. ICM Websites may contain links to other websites. ICM is not responsible for the information practices or the content of other websites. We encourage you to review the privacy policies of these other websites to understand their information practices.

II.            PRIVACY POLICY

 

We respect your privacy and created this Privacy Policy to let you know what information we collect when you access and/or use our Websites and how we may use or disclose it.

What information do we collect?

We collect information in the following ways:

  •   Automatic Collection: If you download material or browse through the Websites, our servers automatically collect certain information about you which may include: (a) the name of the domain and host from which you access the Internet; (b) the browser software you use and your operating system; (c) the Internet address of the website from which you linked to the Websites; (d) the Internet address of the device you used to access the Websites and the location from which such access occurred; and (e) the time(s) when you accessed the Websites.

  • Voluntary Collection: You may voluntarily enter or otherwise provide information to us on the Websites, such as through a contact request form or email. You may also voluntarily provide information to us when you use certain features of the Websites, such as applying for a job with us.

How may we use or disclose the information we collect?

We may use or disclose the information we collect to fulfill the purpose for which you provide it, or we collected it, such as to:

  • provide you with information, products, or services that you request from us;

  • consider your application for employment;

  • improve, market or promote our products and services;

  • compile, synthesize, generate and analyze anonymous usage and other aggregated information; and

  • make product and service recommendations to you.

We may also use or disclose the information we collect for any other purpose we describe when we collect your information or to which you consent.

Cookies:
A cookie is a file that a website can place on your computer’s hard drive for record-keeping or other administrative purposes. We may use cookies to help personalize your experience.

Scheduling:

When you schedule via this Website, we collect personal information from you to complete the booking. We may collect information like your:

  • Name

  • Email address

  • Phone number

  • Details relating to your appointment

  • Files you uploaded

We share this information with Calendly, our scheduling service provider, so that they can provide online booking services to us.

III.            TERM OF USE

You may not use the Websites for certain purposes:

You may use the Websites only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Websites in any manner that could disable, overburden, damage, or impair the Websites or interfere with any other person’s use of the Websites.

The text, images, information and other material contained on the Websites (“Content”) are proprietary to us and/or our partners and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property and proprietary rights laws. You agree not to modify, copy, distribute, or re-sell any Content or other information obtained from or through the Websites. No right, title, or interest in or to the Websites or any Content is transferred to You, and all rights not expressly granted are reserved by ICM. Limitations of Liability:

You understand and agree that neither ICM nor its suppliers or vendors are responsible for any claim, loss, or damage directly or indirectly resulting from your use of the Websites or the information resources contained or accessible through the Websites. The access to and use of the Websites and the Content is solely at your own risk.

ICM assumes no liability for ANY DAMAGES WHATSOVER RESULTING FROM ANY LOSS OR DATA OR OTHERWISE ARISITNG OUT OR IN ANY WAYCONNECTED WITH THE USE, OPERATION OR PERFORMANCE OF THE WEBSITES. You acknowledge and agree that the limitations set forth above are fundamental elements of these Terms of Use and the Websites would not be provided to you absent such limitations.

Disclaimer of Warranty:

The Websites and the Content are provided on an “as is” basis. ICM, ITS LICENSORS, AND ITS PARTNERS, AFFILIATES, AGENTS, EMPLOYEES TO THE FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES’ RIGHTS, AND FITNESS FOR PARTICULAR PURPOSE.

IV.            GENERAL TERMS

Legal Provisions: If any provision of these policies is determined by a court of competent jurisdiction to be invalid all other terms and conditions shall remain in full force and effect. These policies and the resolution of any dispute arising hereunder shall be governed and constructed in accordance with the laws of the state of New York, without regard to its conflicts of law principles. You consent to the jurisdiction of the courts of the state of New York.

Links to Third-Party Sites: If Licensed User decides to access or use any of the third-party web sites linked to this web site, Licensed User does so this entirely at Licensed User’s own risk.  The linked sites are not under the control of ICM and ICM is not responsible for the contents of any linked site, or any link contained in a linked site, or any changes or updates to such sites.  ICM is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by ICM of the site.

E-mail and other communications: Licensed Users must not, nor assist any other individual or entity, to post or transmit to or from this site any solicitations or advertisements, chain letters or pyramid schemes, any unlawful, threatening, libelous, defamatory, obscene, pornographic, or other material that would violate any law, including but not limited to copyright, trademark, patent, trade dress, and the like.

 

How to Contact Us: If you have questions about these policies, you can contact us by email at info@ica360.com.

Updates to these Policies: From time to time, we may modify or update these policies at our sole discretion. We encourage you to review these policies frequently for such changes. These polices were last updated May 1, 2023.